Bank
Send cash to other players, or lock it in a savings account to earn interest. Wires cost a fee. Savings are lost if your character dies.
Send cash to other players, or lock it in a savings account to earn interest. Wires cost a fee. Savings are lost if your character dies.
UnlocksWires: from the start. Basic Savings and Elite Vault: from the start. Standard Savings: Soldier rank. Premium Savings: Capo Bastone rank.CostsWires: a 2.5–12.5% fee, set by how busy your district is. Savings: the cash you deposit.On successA wire reaches the other player at once. A savings account earns interest every hour.On failureNone. A wire is refused with a reason if you cannot send it.RiskWithdrawing early costs part of the interest. Trial accounts, NPCs, dead players and blocked players cannot receive wires.On deathCash in hand and savings accounts are lost with the character.Improves withA crew that holds the bank district adds 10% to its members' savings rates.
How do I send money?
123456
1234561Open Bank and stay on Money Transfer.
2Search for the player under To, or pick a friend or recent recipient.
3Enter the Amount. The page shows the fee and what each side pays.
4Choose I pay the fee or They do.
5Optional: tap Add a note. Notes can be 150 characters.
6Tap Send.
The Statement below the form lists your last 50 wires.
How much is the wire fee?
The fee is a percentage of the amount, rounded up. It depends on criminal activity in the district you are in when you send.
- Activity is the share of living characters in the district who used the game in the last 70 minutes.
- Under I pay the fee, you lose the amount plus the fee and they get the full amount.
- Under They do, you lose the amount and they get it minus the fee.
- The fee is removed from the game. Nobody receives it.
Wire fee by activity
A wire on
| Activity | Share active | Fee |
|---|---|---|
| Very low | 0% | 2.5% |
| Low | Under 25% | 5% |
| Medium | 25–49% | 7.5% |
| High | 50–74% | 10% |
| Very high | 75% or more | 12.5% |
,000,000 costs $25,000 in the quietest band and
25,000 in the busiest.
How do savings accounts work?
Open them on the Savings Accounts tab. You can hold one account of each type at a time.
- Deposits must be inside the account's minimum and maximum. The cash leaves your hand at once.
- Interest is added every hour and compounds on the balance.
- Each account stops earning at its interest cap. It then earns nothing until you tap Collect.
- Collecting or withdrawing pays your deposit plus the interest, and closes the account. You can then open it again.
The accounts
| Account | Per hour | Interest cap | Unlocks |
|---|---|---|---|
| Basic Savings | 0.012% |
5,000 | Start |
| Standard Savings | 0.010% | $75,000 | Soldier (rank 29) |
| Premium Savings | 0.008% | $300,000 | Capo Bastone (rank 57) |
| Elite Vault | 0.0143% |
,000,000 | Start |
Deposits and early withdrawal
The penalty is a share of the interest earned, never of your deposit. It only applies in the window after opening.
| Account | Deposit | Penalty | Penalty window |
|---|---|---|---|
| Basic Savings |
0,000–$500,000 | 15% | 6 hours |
| Standard Savings | $50,000–$2,000,000 | 20% | 12 hours |
| Premium Savings |
00,000–
0,000,000 | 25% | 24 hours |
| Elite Vault | $500,000–$50,000,000 | 30% | 48 hours |
Can my money be taken?
- A killer can loot 10–25% of the cash in your hand. Savings accounts cannot be looted.
- If your character dies, your cash and your savings accounts are lost.
- Withdraw savings before you take risks you cannot afford.
Does my crew help?
- If your crew holds the bank in a district, all your savings rates are 10% higher. A rate of 0.012% becomes 0.0132%.
- The Savings Accounts tab names the crew that holds the bank.
Tips
- Wire from a quiet district to pay the lowest fee.
- Collect a capped account at once. It earns nothing more until you do.
- A deposit below the account's minimum is refused.
- Money you wire to another player cannot be taken back.